What sounds like a lot of effort is worth it — whether you are rich or not

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Source: @hostreviews at unsplash

Protect Your Money — From a Bankruptcy

In most countries of the world, there is so-called deposit insurance.

This insurance usually is government-sponsored and guarantees that the amount you had in your account at a bank that, for example, went bankrupt, will be fully refunded up to the amount of the deposit insurance.

So if the deposit insurance is $100,000 and you had $80,000 in your account, you get the full $80,000 back. If you had more than $100,000, then you lost everything over $100,000.

The trick is to divide the money into several accounts since the deposit protection always applies per account. So if you are very wealthy, or plan to become so, you should sooner or later spread your money over several bank accounts. …


#1 Digital money makes us decadent

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Photo by rupixen.com on Unsplash

1. Digital money makes us decadent

You can buy anything almost anywhere.
Thanks to modern technology, we don’t even need our wallets anymore.

We can pay on the internet with PayPal, in stores with Apple Pay, Google Pay, or simply with our credit card. We don’t really need cash anymore — paying digitally is usually much more comfortable.

But without us realizing it, it costs us more. The convenience of digital payments is that we don’t have to touch our money — which is the downside. We lose the sense of money and how much we have.

Anyone who has ever paid with cash knows the feeling. We want to buy something, but first, we have to take a painful look at our wallets.
Only after a check whether there is enough money can we continue.
Thanks to digital payments, we don’t have to worry about our wallets. …

4 rules for being unbearable from the moment you get up

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Photo by Velizar Ivanov on Unsplash

The morning makes the day — and it is true.
How I start the day determines how the day will be.

The morning decides whether I am tired.
Whether I have enough energy.
Whether I am in a good mood.
With which ideas and impulses, I go into the world.

Here are a few principles on how I ruined my whole day right in the morning.

Starting the day with a confrontation

I am always tired in the morning. Quite normal, but it goes away after a while.

Nevertheless, for the moment, I am grumpy.
I just got up, not much time to get ready. …


Elon Musk can’t keep his hands off Twitter

Elon Musk Signal
Elon Musk Signal
https://www.flickr.com/photos/163370954@N08/46339127625/ by Daniel Oberhaus

Elon Musk can’t keep his hands off Twitter.
Recently, he recommended that his followers should use Signal.

It’s probably easier than you think

How to build a Node.js telegram bot
How to build a Node.js telegram bot
Source: the author

Telegram is a WhatsApp alternative — in my opinion, a pretty good one. It is free to use is considered very secure. But the best:
We can program our own bots!

Here is how to build one with Node.js.
Let’s put loose & build our own Telegram Bot!

Getting started

First, we need to register our bot. We can do that in the Telegram app by contacting BotFather.

Just type “botfather” in the search box, and choose the suggestion with the blue tick.


The Pomodoro technique is simple but effective.

pomodoro technique
pomodoro technique
Photo by Ricky Kharawala on Unsplash

The Pomodoro technique is not about food. It is a time management technique, named after the Italian word for tomato. The inventor called it after his kitchen clock, in the shape of a tomato.

I’ve been using it for creative tasks for a while now — and I’m amazed.

The principle is insanely simple:

  • Write down a task you want to accomplish. For example, draw a sketch, or proofread a text.
  • Then you take 25 minutes to complete this task. Set a Stopwatch.
  • For work time, put your phone on silent and minimize other sources of distraction.
  • When the 25 minutes are up, you take a 5-minute break. After that, you continue, as long as you have different tasks. …

Docker Node.js Image
Docker Node.js Image
Source: the author

Let’s get started right away. To create your own repository in Docker Hub, you first need to create an account — you can do that easily here.

Then you can log in to the terminal with your account. Docker must be installed locally, of course.

docker login -p "<password>" -u "<username>"

Now we can start creating a local Node.js image, which we then publish as a repo to Docker Hub.

  1. Create a new project directory.
  2. Move into the directory and runnpm init -y und npm install express
  3. Then, we create two files: app.js and sDockerfile.

In the app.js we create a simple express…


It’s better to write short than to be read short.

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Photo by fran hogan on Unsplash

Platforms that pay via member reading time pay less for short content. On your blog, shorter reads make less money due to less advertising, for example.

Yes, longer content makes more money. But that’s not how we should value content — because the short ones are worth a lot more than you think.

Short content sharpens your writing skills

Pick up one content idea. Estimate how long the reading time of the finished writing will be. For example, 4 minutes — then halve the number. Now you have the length you set as the maximum — 2 minutes in the model.

So try to write something with 2 minutes of reading time. When done, have someone read it, or read it yourself. …

Featuring async code, coercion & the this-keyword

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Photo by Brian Lundquist on Unsplash

I know — programmer jokes aren’t that funny.

Nevertheless, they can help to convey concepts.
Here are 3 JavaScript memes that address important concepts!

1. ‘this’ in JavaScript


Louis Petrik

Finances, Programming & Psychology. Figuring out life, one idea at a time.

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