In most countries of the world, there is so-called deposit insurance.
This insurance usually is government-sponsored and guarantees that the amount you had in your account at a bank that, for example, went bankrupt, will be fully refunded up to the amount of the deposit insurance.
So if the deposit insurance is $100,000 and you had $80,000 in your account, you get the full $80,000 back. If you had more than $100,000, then you lost everything over $100,000.
The trick is to divide the money into several accounts since the deposit protection always applies per account. So if you are…
You can buy anything almost anywhere.
Thanks to modern technology, we don’t even need our wallets anymore.
We can pay on the internet with PayPal, in stores with Apple Pay, Google Pay, or simply with our credit card. We don’t really need cash anymore — paying digitally is usually much more comfortable.
But without us realizing it, it costs us more. The convenience of digital payments is that we don’t have to touch our money — which is the downside. We lose the sense of money and how much we have.
Anyone who has ever paid with cash knows the…
Writing shorter sentences is boring advice.
You’ve probably heard it 100 times. The internet is full of the same old tips.
That’s why I started reading a lot of popular books on writing.
Here are the most helpful tips I learned from the best authors.
You write about things that you know about. The target group on the other side is interested in the topic, but not yet an expert. It’s difficult to write appropriately in this situation.
Something has to be explained to non-experts who have no prior knowledge. The problem is that we often write for ourselves, not…
Bitcoin has made an incredible run. Everyone has heard of those who bought years ago and are now ridiculously rich. My first encounter with Bitcoin was in January 2016 — I found the currency interesting and told my father about it. However, at the age of 14, I was too young to buy bitcoin myself (or at least I thought I was.). Back then, one BTC was worth about 350 dollars.
At the end of 2017, there was the crypto-hype we all remember. At that time, I decided to mine bitcoin myself. I installed the necessary software on my computers…
A few days ago, the YouTuber Fireship uploaded a video about Vim¹.
You’re probably like me — we know Vim primarily from memes or as the program responsible for most PC reboots.
Everyone already opened Vim by mistake and then couldn’t get out of it.
But this video convinced me about Vim. So, here’s how to set up Vim in VS code and what commands you should know. — and don’t worry, you won’t get lost. The advantage of the VS Code extension is that you can use Vim, but you don’t have to. Have fun!
Vim comes from a…
GQ has an exciting video series called My First Million.
The guests are sports stars who earned millions of dollars thanks to their first professional contract. They talk openly about what they did with their paycheck.
We all know the gossip headlines. How stars spend their money is often incomprehensible — but it relies on simple principles. These principles affect everyone — rich and poor alike. Perhaps you will notice your behavior somewhere in this text.
Let’s look at Tyler Herro's example and what we can learn from it for our finances.
The young NBA star signed a contract with…
There is a huge amount of paradigms for writing code. No one paradigm seems to be better than another — they all have their strengths and weaknesses. Among the two most popular are object-oriented programming and functional programming.
This article will show you how I programmed a small calculator app once functionally and once object-oriented. We will go through what is typical for both paradigms and where the advantages and disadvantages are. Have fun!
This is important basic knowledge. To solve any problem, you don’t have to commit to a paradigm. You can actually implement anything with any type —…
When I was 16, I didn’t know much. I just knew that I wanted to be rich or something like that.
So I started looking into it — bought books, watched courses, and subscribed to YouTubers, which creates content on this topic. Completely aimlessly, I struggled through all the available knowledge — and it felt insanely good.
Buying books, consuming content, that was my hobby from then on.
And I couldn’t understand why others didn’t do the same. That’s precisely what happens to many. The self-help industry is on the rise. In 2017, it was worth almost 10 billion dollars.
It is never lovely trying to gain something from the death of a person.
But this article is close to my heart. Even though I wish he were still around, his death taught me something fundamental.
My grandfather died in 1990. I was born in 2001.
That’s right; he died many years before I was born — unfortunately, I never met my grandpa. He was very old, but still a tragic fate.
The curious thing is that I never realized it.
I grew up without a second grandpa, and I didn’t know it any other way.
I truly realized it…
Garbage doesn’t sound good —that’s because it’s not. It can even crash your program. But what is meant by this?
When executing code, things are stored in memory — so that our program can access them quickly. We can also dynamically create new things in memory. However, memory is limited, so it’s a good idea to remove items that are no longer needed. This is exactly what a garbage collector does for us — it removes things in memory to make room for new ones.
If useless things are not removed, the memory becomes fuller and fuller, we speak of…
Finances, Programming & Psychology. Figuring out life, one idea at a time.